I have to say that the reason I undertake this hobby/craft is to escape the pressure and B/S of everyday "modern" living.
Finish or not finish..... I will put a boat on the shelf if I am not happy that I can complete the next stage competently and take it up again when I am confident of a reasonable result.
If one has to struggle to complete a model within a defined period or to a defined standard( aside from those constraints one imposes on oneself) one might call the whole thing" work".......thus negating the therapeutic value of the exercise,,,
Anyway ,my two bobs worth.
See ya at the boat yard.