The posted pictures are mixed up a bit. The bottom picture is of a model of Sovereign of the Seas. The first and third pictures are of a boat with no name, at least that I've been able to find. And yes, it's a shame it was given to a young child to play with. The neighbor had given me Sovereign already and when he saw what the 2-year-old had done to the other model he took it back and gave that one to me as well.
The no-name model was almost certainly hand-built by somebody with modest skills, but the details of Sovereign lead me to believe it must have been a kit. That said, I've been unable to find on the internet any reference to kits for these models. Perhaps my neighbor is mistaken about their age - he's in his late 70s and he said his uncle told him they were built circa 1900 - but you'd think there would be a brochure or some other reference on the internet, if not to a kit specifically for the Sovereign then at least to a catalog of generic ship parts for modelers. I was going to post a couple more photos showing some of the cast metal parts (I find it hard to believe that somebody went to the trouble of casting these themselves for this one model) but I'm not seeing the paperclip anywhere...